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Credit Report FAQs
We hope you benefit from The 9 Most Frequently asked Questions about your Credit Report. Just Click on any Question to go to the Answers Page.
1. Why does my report still reflect balances on some of my paid accounts? Often, creditors stop reporting to the credit bureaus …
2. Why should I avoid having my credit checked by lenders? People have their credit checked every time they apply for more credit. Whether or not they accept the line of credit once they are approved is…
3. Why is the same account listed more than once on my credit report? One account listed several times on the credit report is usually…
4. Is it necessary for me to pay off outstanding charge off accounts and collections prior to refinancing or purchasing a home? Doing that can actually hurt you in the short term. Here's why:
5. Should I close my credit card accounts? Credit bureaus love to see long term credit history. If you close credit card accounts, close the …
6. Is there a recommended number of credit accounts I should have? Yes. Three active …
7. Should I pay my credit card balance off every month? Paying a balance in full every month is …
8. What is Rapid Rescore, and is it a good way to boost my credit? Rapid Rescore is a method of quickly …
9. What if I don't have written evidence from the creditor about an error on my credit report? If you don't have proof to refute the information on your credit report, send …
Answers to Credit Report FAQs
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