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Home Mortgage Loan Information on Short Sales, Loan Modifications, and Refinancing....

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"Educate yourself with the best home mortgage loan and finance information, Save money, Avoid getting ripped off.. "

Finding great deals on home mortgage loans can be tedious and confusing.

Our site is set up to be a user friendly, plain language, educational tool in helping you understand issues such as...how today's mortgages are structured...the up-front costs...the long-term costs...how to shop for the best deals...and how to spot a possible scam.

While on this site, you will...

...Understand the terminology used in the mortgage industry. Get Answers to questions like:

What is Principal?

What is Mortgage Interest?

What is Escrow?

What is PMI?

What is Equity?

What are closing costs?

What are "pre-paid items"?

What are FHA loans?

What is down payment assistance?

What is HUD?

What is a mortgage broker?

Should I buy a Foreclosure home?

ALSO...

...Find out if the "great deals" advertised by lenders and realtors are really that great.

...Find out if purchasing a foreclosure home or "distressed property" is a good option for you.

...Find out about the different mortgage programs available to you.

...Find out which cities have the best deals on real estate investments.


Some Things We have been up to lately that we are exited about...

Short pages with home mortgage loan information along with Simple Video Explanations of Hot button topics like: the Mortgage Bailout, Loan Modification, Short Sale etc. Please Take a minute and check them out. It will be worth your time.

Cafferty on the Mortgage Bailout

Mortgage backed securities and what we can learn from the current trend

Negative Amortization Home Loan

Option ARM loans-Adjustable Rate Mortgage Lonas Dirty Little Secret

REFINANCING TIPS

SHORT SALE-WHAT IS IT?

Find Out What My Home is Worth

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What is The Minimum Credit Score For a Home Mortgage Loan?
Is 640 The Minimum Credit Score For a Home Mortgage Loan?

Low Refinancing Mortgage Rate Information from those in the Know
Insider Tips to Help you Become a Savvy Interest Rate Shopper for a low refinancing mortgage rate

Free Copy of My Credit Report - How to get it easily
Give me a Free copy of my credit report - Easy instructions on how to learn your credit score

Loan Modification - An option to avoid Foreclosure
FHA Hope for Homeowners - Loan Modification

Mortgage Loan Modification Protocol - 10 Steps to DIY loan modification
Learn 10 clear cut steps to mortgage loan modification protocol

What is a FHA Loan?
What is a FHA Loan? The Federal Housing Administration (FHA) is a government agency

Mortgage Rates Mobile Home Loans
Mortgage Rates Mobile Home Loans - In this slow housing market, This might be the way to go

Mortgage Loan Payment Calculator - secrets revealed
mortgage loan payment calculator - Hidden Fees - secrets revealed

Will We really see a 4.5% mortgage rate?
US Government is going to engineer a 4.5% Interest rate

What if I Owe More than My Home is Worth
Seriously..What if I Owe More than My Home is Worth?

Short Sale - Exactly what is it?
Short Sale - complex situation...simple definition

Mortgage Relief Act - Short Sales
What Does a Short Sale have to do with the Mortgage Relief Act?

Tips to Stop Foreclosure
Facing Foreclosre? read these tips to help stop foreclosure

Whats my home worth?
Whats my Home Worth? - How to use Yahoo Home Prices and Recently Sold Home Prices to learn Your Homes True Value for free and without a realtor

Option ARM Loans Exposed
Simple Video Exposes Option ARM Loans

Ron Paul --Mortgage Crisis--straight talk
Ron Paul speaks frankly on the mortgage crisis Bail out

The Mortgage Crisis and Home Values
How the mortgage crisis is affecting home values

Improve My Credit Score
How do I Improve my Credit Score? The answer is Simple

Foreclosure Home
Buying a Foreclosure Home? - Read this first

Down Payment Assistance
Is Down Payment Assistance Still Available?

Mortgage Terms
Mortgage Terms glossary...complex terms, simple definitions

Mortgage principal - How to calculate it
Your Mortgage principal - What They dont Tell you

Mortgage Interest - Mortgage Terms explained
Mortgage Interest explained

What is The Definition of Escrow?
A Simple Explanation of The definition of Escrow along with other Mortgage Terms

Escrow for Home Insurance Explained
Dont Understand Escrow? Read On...

Private Mortgage Insurance is also called PMI
All about PMI - Private Mortgage Insurance

Can I Avoid Escrow Payments?
How to avoid Escrow Payments

Cash Back Credit Card - too good to be true? or a good way to build credit
A Cash back credit card is a 2 edged sword

What is Equity?
What is Equity? Equity means "amount of ownership".

What is HUD?
What is HUD? Be advised that HUD is a government agency. The Department of HUD is..

Credit Report Answers
Credit Report Answers to 9 of the most Frequently Asked Credit Report Questions

Credit Report FAQs - The 9 most Frequently Asked Questions
Credit Report FAQs Get Answers

Closing Costs
What are Closing Costs? - a Simple explanation

Mortgage Terms Glossary
Mortgage Terms Glossary - Complex Terms, Simple Definitions

Mortgage Terms Glossary - E thru G
Mortgage Terms Glossary - E thru G - Complex Terms , Simple Definitions

Mortgage Terms Glossary
Mortgage Terms Glossary - H thru J - complex terms, simple definitions

Mortgage Terms Glossary
Mortgage Terms Glossary - K thru N - simple definitions

Mortgage Terms Glossary O-thru-Q
Mortgage Terms Glossary - O-thru-Q - Simple Definitions

Mortgage Terms Glossary - R thru Z
Mortgage Terms Glossary - R thru Z - Simple definitions

New Credit Card Rules are stricter
Are you Seeing New Credit Card Rules?

Mortgage on a Manufactured home - How to
Tips for Getting a Mortgage on a Manufactured home

Mortgage Blog
Th Mortgage blogs keeps you up to date with all the additions and the latest mortgage information on e-home-mortgage-loans.com

Mortgage Backed Securities as an indicator to a better economy
Mortgage Backed Securities - what are they?

Negative Amortization Home Loan - Seriously?
Negative Amortization Home Loan - Worst of the Worst

Freddie and Fannie - Bailing out Freddie Mac and Fannie Mae
Freddie and Fannie - Freddie Mac and Fannie Mae and the Bailout

CEO -Fannie Mae Franklin Raines made the list-CNN top ten culprit list that is
The CEO-Fannie Mae is on the CNN top 10 culprit list

Top Ten Culprits of the Economic collapse
Economy collapse-Top 10 culprits list -Guess who number 10 is...You

Phil Gramm makes CNN's list of most wanted culprits for collapse of Economy
Phil Gramm is #4 on the CNN's list.

Avoid Foreclosure - From Citigroup
Citigroup Announces a way to avoid Foreclosure

Is now the Time to buy a House? or is it Better to rent?
Is now the best time to buy a home? or is it better to Rent?

Sample Hardship Letter Template
Feel free to use this sample hardship letter template to help with your loan modification process

What is A Short Sale?
Easy to understand Video answers the question - What is a Short Sale?

How Much Can I Afford to Pay for a Home?
how much can I afford to pay for a home? It is not what the bank says

Sample of Personal Hardship Letters - Hardship Letter Templates - Examples
Examples of a Hardship Letter - sample hardship letters - definition of hardship

Steps to loan Modification
Part 2 - 10 Steps to loan modification steps 6-10

FDIC Foreclosure Help Plan
A Short infomative video about the FDIC foreclosure help plan

Loan Modification Protocol
Loan Modification Protocol - Just step by step instructions to get your loan mod started

Mortgage Payment Forbearance - 5th 3rd Bank and Other Lenders
Does mortgage forbearance affect credit rating?

Mortgage Loan Modification Protocol
Mortgage Loan Modification Protocol - steps 4 and 5

Mortgage Loan Modification Protocol
Steps 6 - 9 DIY Mortgage Loan Modification Protocol

Mortgage Loan Modification Protocol part 5
The last step to mortgage loan modification protocol

contact us
contact us

Privacy Policy
Privacy Policy

Free Credit Report - Step by Step Instructions for getting it
Learn how to get a free credit report - quick and easy

Obama Supporter does not have to worry about Gas and Mortgage
Obama Supporter says She doesn't have to worry about gas and mortgage - Did she really say that?

Richmond Virginia Home Foreclosure Scam Investigation
This Hard Working Lady Lost her home to Foreclosure Scam Artists

Reverse Mortgage - Advantages and Disadvantages
Reverse Mortgage - Learn the Facts before you make a mistake

Victorville New Homes
New Homes in Victorville CA - Homes for Sale Victorville - Area Information

Adelanto Homes For Sale
Learn all about the Value of Adelanto Homes

Woodstock IL Homes for Sale
New Homes for Sale in Woodstock IL,Homes Values and more

Homes For Sale in MN
How to use Zillow, City-data.com, and Yelp to learn about Homes for sale in MN

Home for Sale in Las Vegas
How to find important information about your Home for Sale in Las Vegas using Zillow, city-data, and Yelp

Homes for Sale in Evans Georgia
How to find important information about Homes for Sale in Evans Georgia using Zillow, city-data, and Yelp

Homes for Sale in Brampton
Important Information about homes for sale in Brampton ON

New Homes for Sale in Hesperia CA
how to use zillow and city-data to research new homes for sale in Hesperia, CA

Historic Homes for sale in Baltimore City
How to find Historic Homes for sale in Baltimore City

Home For Sale in MN
how to use zillow and city-data to research a home for sale in MN or Red Wing MN

Homes for Sale in Gibson City IL
The Best way to Search for Homes for Sale in Gibson City IL is on Trulia.com

Mobile Homes for Sale in Texarkana
How to find Mobile Homes for Sale in Texarkana using Trulia and Craigslist

Homes for Sale in Greenville SC
How to use Zillow, City-Data, and Yelp to get important information about homes for sale in Greenville SC

Homes For Sale in Fairbanks AK
how to use zillow and city-data to research homes for sale in fairbanks ak

Homes for Sale in Benson North Carolina
How to use Zillow, Trulia, City-Data, and Yelp to get important information about homes for sale in Benson North Carolina

Foreclosure Rescue Scams Exposed
Our FREE e-book gives you the Skinny on How to spot foreclosure rescue scams... By the way - most e-books like this are thinly disguised sales pitches for a loan mod

Foreclosure Rescue Scams Exposed part 8 page 1
Foreclosure Rescue Scams, FREE download "Red Flags of Fraud"

Foreclosure Rescue Scams Dirty Dozen - 12 of the Worst Foreclosure Scams Ever
Our FREE ebook will help "Scam Proof" you...and by the way, most of these free ebooks are nothing but thinly disguised sales pitches

Pay off Credit Card Debt, or keep money in a savings account?
Is it better to keep a nest egg in savings, or pay off credit card debt?

Payday Loans - dont do it unless you have to..but if you have to...
Payday Loans exposed - Interest rates can reach 400%

First Time Homebuyer Program
Take advantage of the extension on the first time homebuyer program

Bank Gift Cards vs Merchant Gift Cards
Clark Howard advises against Bank Gift Cards

401k tips from BankRate.com
Sound advise and 401k tips for your retirement plan

Google cell phone app for comparison shopping
Google mobile phone "savvy shopper" app for comparison shopping with a google cell phone scanner

Foreclosure Auctions
GSA auctions, Property Auctions, and Foreclosure Auctions

Build Good Credit
7 Ways for College Students to Build Good Credit

Ways to Avoid Overdraft Fees from your Bank
Tips for how to avoid bank overdraft fees

Is it Better To Rent?
The Age old Question - Is it better to rent or own a home?

Pay off Credit Card Debt? or is it better to Invest?
Should we spend our savings to pay off credit card debt?

Shopping for a Mortgage - part 1
Tips for Shopping for a mortgage part 1 of 3

Rewards Credit Card - Smart uses
Paper or Plastic? When its smart to use a Rewards Credit Card instead of Cash or Check

Tips for How to Improve Credit Score
Quick Tips for how to improve credit score

Home Equity Loan vs a Line of Credit
Is a HELOC or home equity line of credit better than a home equity loan?

Debit Card vs Credit Card - Is it better to use Debit or Credit ?
Debit card vs Credit - Which one is Better?

Eliminating Debt - Debt Elimination tips
Tips for Eliminating Debt - Credit tips

Student Credit Card - Which is the Best one?
Can anyone get a Low apr student credit card?

Credit Card Interest Rates are negotiable
How to get better credit card interest rates - a simple method

cccs debt management solution
Consolidate credit card debt with a cccs debt management solution credit card debt reduction plan

The Best Bank is a small Bank
Bank Mergers dont Breed the Best Bank

Help Stop Foreclosure - Sound Common Sense Foreclosure Help
Tips to Help Stop Foreclosure

E Home Mortgage Loans SiteMap
sitemap for e home mortgage loans

Unclaimed Pensions - low hanging fruit
What are Unclaimed Pensions anyway?

How Much is My Car Worth
If you are about to sell your car, you need to know "how much is my car worth?"


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